feat(bsk): harden browser file transfer transactions

apps/extension/src/tools/errors.ts

@@ -2,10 +2,23 @@
 // rendering. Extension handlers attach reasons here; human-facing copy
 // lives in bsk-cli `render_error.rs`.
 
-import type { ErrorCode, RpcError, RpcErrorData, RpcErrorReason } from "@/transport/types";
+import type {
+  ErrorCode,
+  RpcError,
+  RpcErrorData,
+  RpcErrorReason,
+  TransferCleanupState,
+  TransferEffectState,
+} from "@/transport/types";
 
 export type { RpcErrorData, RpcErrorReason };
 
+export interface TransferErrorOptions {
+  effectState: TransferEffectState;
+  phase: string;
+  cleanupState?: TransferCleanupState;
+}
+
 export function rpcError(
   code: ErrorCode,
   reason: RpcErrorReason,
@@ -15,3 +28,16 @@ export function rpcError(
   const data: RpcErrorData = { reason, ...extra };
   return { code, message, data };
 }
+
+export function transferError(
+  code: ErrorCode,
+  reason: RpcErrorReason,
+  message: string,
+  options: TransferErrorOptions,
+): RpcError {
+  return rpcError(code, reason, message, {
+    effect_state: options.effectState,
+    phase: options.phase,
+    ...(options.cleanupState ? { cleanup_state: options.cleanupState } : {}),
+  });
+}